Payment Plans

NOTE: Taking onboard feedback from Customers, I would like to give you another option for your payment plan. (PayPal Invoice)

PayPal Payment Plan Option:

We wanted to give you a second option alongside LayBuy as some customers wanted the flexibility to pay off extra when they wanted to, which is not an option with LayBuy.

With the PayPal option you just add your items to your basket and put in the code Pay10 at checkout, this will reduce your basket total to the deposit total - 10% Non Refundable Deposit. (Sorry NO Discount Codes can be used on the Payment Plans) We will take a small fee to cover PayPal fees, 4% of order total (example on 50.00 order that would be £2.00)

If you have any questions please email me at

When I receive your order, I will set up and send you a PayPal invoice for the remaining total, which you will be able to access and pay in instalments. This is manually generated, typically within 1-2 days, and sent to your PayPal email address which you have added to your order.

Your balance is payable within 5 months of the date of creation.
Payment must be made in full before goods are dispatched.

Please e-mail when your balance has been paid to let us know.

LayBuy Payment Plan

Little Whispers Payment Plans via PayPal and lay-buys.  We are pleased to say our Payment Plan options are now in place.  We wanted to give you the option to spread your payments out with our Monthly payments so we have set up a plan option with PayPal and Lay-Buys. INTEREST FREE

Our payment plans can run up to a Maximum of 5 Months, you can choose to pay Monthly to suit your budget.  Goods will be shipped out as soon as the last payment is made. (If you want to pay early on the LayBuy option we will have to charge 4% if we have to send a PP Invoice as that is what they charge us, sorry)

Note: If you would like to pay off early, all you do is login to your account, click on ‘Payment Details’, then onto Revise Plan, and ‘BuyNow’ function and payout the balance in PayPal.

  • We do ask for a 10% deposit. (Non refundable)
  • We hope this will help you purchase your items with the peace of mind that they will not go out of stock :)

Happy Shopping from Little Whispers.   Read about Lay-buy click here

Please Note:
To use Lay-Buys payment plans you must have a PayPal account to complete the order. (Attempting to use PayPals guest checkout will automatically cancel the payment plan)

NOTE: When you put your item into your basket and checkout, when you click on Payment Method you will see the option to put it on Lay-Buy.  If you need any help please let us know at or ring 01676 533196